TERMS & CONDITIONS

A legal disclaimer

These terms and conditions (“Agreement”) set forth the general terms and conditions of your use of the www.lifelongchapters.com website (“Website” or “Service”) and any of its related products and services (collectively, “Services”). This Agreement is legally binding between you (“User,” “you” or “your”) and the Website operator (“Operator,” “we,” “us,” or “our”). If you are entering into this Agreement on behalf of a business or other legal entity, you represent that you have the authority to bind such entity to this Agreement, in which case the terms “User,” “you,” or “your” shall refer to such entity. If you do not have such authority, or if you do not agree with the terms of this Agreement, you must not accept this Agreement and may not access and use the Website and Services. By accessing and using the Website and Services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Agreement.

This Agreement governs your use of the Website and Services and applies to all users of the Website and Services.

1. Accounts and Membership

If you create an account on the Website, you are responsible for maintaining the security of your account and are fully responsible for all activities that occur under your account. You must ensure that all information provided is accurate, complete, and current. If any information provided is false or misleading, your account may be terminated.

You must be at least 18 years old, or you must have parental consent to use the Website and Services. You agree to immediately notify us of any unauthorized use of your account or any other breaches of security. We are not liable for any damages resulting from unauthorized account activity. We may suspend or terminate your account for violations of this Agreement.

2. Refund Policy

Due to the digital nature of our products and services, we do not offer refunds once a purchase has been completed, except in cases where the service provided is defective or not delivered as described. If you experience any issues with the product, you must notify us within 7 days of purchase, and we will attempt to resolve the issue or provide an alternative solution.

For subscription-based services, users may cancel their subscription at any time, but no refunds will be issued for the current billing period.

3. Payment Terms

You agree to provide accurate, complete, and current payment information when making purchases on the Website. All payments for digital services are processed through third-party payment processors. You agree to comply with the terms and conditions of those third-party services.

For subscription services, you authorize us to charge your payment method on a recurring basis, at the interval specified at the time of purchase (monthly, annually, etc.), until you cancel your subscription. You can cancel your subscription at any time by following the instructions on our Website.

All payments are exclusive of taxes. You are responsible for paying any applicable taxes in your jurisdiction.

4. Licensing of Digital Services

Upon purchase of a digital service or product, you are granted a non-exclusive, non-transferable license to use the product or service in accordance with the terms specified during purchase. The rights granted do not include any right to:

Resell, redistribute, or share the service or product in any form.
Modify, adapt, or reverse engineer the service or product.
Use the product for unlawful purposes or in violation of this Agreement.

Any violation of these terms will result in the immediate termination of your license and may result in legal action.

5. User Content

We do not own any content, data, or material (collectively, “Content”) that you submit to the Website in the course of using the Service. You are solely responsible for the accuracy, quality, and legality of your Content. You retain ownership of your Content, but by submitting it, you grant us a non-exclusive, worldwide, royalty-free license to use, copy, store, display, and distribute your Content to provide the Services.

We have the right to remove any Content that violates this Agreement, is unlawful, or is harmful to others or the reputation of the Website.

6. Backups

We do not guarantee the availability of your Content after it is uploaded to our Website. It is your responsibility to maintain appropriate backups of your Content. We may offer backup services, but we make no guarantee that any data will be recoverable.

7. Links to Other Resources

The Website may contain links to third-party websites or resources. We are not responsible for the content, availability, or practices of these third-party resources. By linking to such resources, we do not imply endorsement or association. You access third-party websites at your own risk.

8. Prohibited Uses

You may not use the Website or Services for any unlawful or prohibited purposes, including, but not limited to:

Violating any laws or regulations.
Infringing upon the intellectual property rights of others.
Using the Website for malicious activities such as spamming, hacking, or spreading malware.
Using the Website to harass or discriminate against others.

We reserve the right to terminate your access to the Website if you engage in any of these prohibited activities.

9. Intellectual Property Rights

All intellectual property rights associated with the Website and Services, including but not limited to trademarks, logos, and digital content, are owned by us or our licensors. Your use of the Website and Services does not grant you any rights to these intellectual property assets. You agree not to reproduce, modify, or distribute any intellectual property from the Website without our express permission.

10. Indemnification

You agree to indemnify and hold harmless the Operator and its affiliates, employees, agents, and licensors from any claims, damages, or liabilities arising from your use of the Website and Services, including but not limited to third-party claims related to your Content.

11. Severability

If any provision of this Agreement is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in effect. The invalid provision will be replaced with a valid provision that reflects the intent of the original provision.

12. Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of the United Kingdom. Any disputes arising from this Agreement shall be resolved exclusively in the courts located in the United Kingdom. You waive your right to a jury trial and consent to the exclusive jurisdiction of the courts in the United Kingdom.

We may agree to alternative dispute resolution methods such as mediation or arbitration at our discretion.

13. Changes and Amendments

We reserve the right to modify this Agreement at any time. Any changes will be posted on this page, and the updated date will be shown at the bottom of the page. If you continue to use the Website after such changes, you accept the modified terms.

14. Acceptance of These Terms

By accessing and using the Website and Services, you agree to be bound by this Agreement. If you do not agree to these terms, you must not access or use the Website.

This document was last updated on March 16, 2025.

15. Contacting Us

If you have any questions about these Terms and Conditions, please contact us at:

www.lifelongchapters.com/contact

This document was last updated on March 14, 2025